Master Your Finances in 16 Weeks
A practical program for adults who want to understand money management, build budgets that work, and develop sustainable financial habits. No jargon, no quick fixes—just straightforward skills you'll actually use.
What You'll Learn
We've built this around the questions people actually ask when they're trying to sort out their finances. Each module tackles real scenarios—the kind you face every month.
Understanding Your Money Flow
Where does your money actually go? We'll map your income and spending patterns so you can see the full picture.
- Income sources and timing
- Fixed versus variable expenses
- Hidden spending patterns
- Cash flow forecasting
Building Budgets That Stick
Forget restrictive diets. Learn to create flexible budgets that adapt to your life while keeping you on track.
- Zero-based budgeting basics
- The envelope method
- Digital tracking tools
- Adjusting for irregular income
Debt Management Strategies
Different types of debt need different approaches. We'll work through repayment methods that reduce stress and interest.
- Avalanche vs snowball methods
- Negotiating with creditors
- Consolidation options
- Preventing future debt cycles
Emergency Funds and Savings
Life throws surprises. Build a buffer that lets you handle unexpected expenses without derailing your finances.
- Calculating your safety net
- High-yield savings accounts
- Automated saving systems
- Managing multiple goals
Investment Fundamentals
Investing doesn't have to be complicated. Start with the basics that matter for long-term financial health.
- Risk and return basics
- Index funds and ETFs
- Pension contributions
- ISA accounts explained
Financial Planning for Life Events
Major life changes affect your finances. Learn to plan for things like home purchases, career shifts, or starting a family.
- Home buying preparation
- Career transition planning
- Insurance needs assessment
- Estate planning basics
How the Program Works
We meet twice a week for two hours—once for instruction and once for practical work. Between sessions, you'll apply what you've learned to your own finances. It's hands-on because that's how this stuff actually makes sense.
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Live SessionsInteractive classes where you can ask questions and work through examples with the group
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Practice WorkshopsApply concepts to real scenarios with instructor feedback and peer discussion
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Personal ProjectsBuild your own financial plan step by step throughout the 16 weeks
Classes run Tuesday and Thursday evenings from 7 to 9 PM. Next cohort starts September 2025.
Your Instructors
Both of our instructors have spent years helping people untangle their finances. They've seen every scenario and know how to explain things without making you feel lost.
Cerys Whitmore
Lead Instructor, Personal Finance
Cerys worked in retail banking for twelve years before switching to education. She specializes in helping people rebuild after financial setbacks and has a talent for making complex banking products understandable. Her approach focuses on what works in practice, not just theory.
Mhairi Caldwell
Investment and Planning Specialist
After a decade managing portfolios for a London wealth management firm, Mhairi now teaches people how to think about long-term financial security. She breaks down investment concepts into decisions you can actually make. Her workshops on retirement planning are particularly popular.
Ready to Get Started?
The autumn cohort has 24 spots. We keep groups small so everyone gets attention during workshops. Applications open in June 2025, and spots typically fill within three weeks.